Our goal is to do everything we can to help you get approved for financing and be able to buy a home. In order to do this, there are a few things that are needed for approval:

• Valid photo ID (Passport, State Issued ID, DL, Matricular Card, etc)
• Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN).
• Verifiable income (6 months of employment, paystubs, and 3 months of bank statements).

Our in-house financing options follow standard Federal Housing Administration (FHA) guidelines and have the following features:

• Flexible loan term.
• Fixed interest rate.
• Low down payment.
• No prepayment penalty.
• No minimum credit score.
• No hidden fees.

At Las Lomas, our streamlined closing process is designed to work in your favor—especially if traditional lending has felt out of reach. We proudly offer in-house approvals and can close in as little as two weeks, making your transition into homeownership quicker and more convenient.

• Visit the property and tour available homes.
• Submit application with supporting documentation.
• Application undergoes underwriting.
• If approved, you receive disclosures electronically.
• Set a closing date.
• Close on your home.
• Move in after 3 business days